However, you should also void the check after it has already been deposited to keep others from trying to use it if it gets lost or stolen. On a check, remember not to cover up the routing or bank account number at the bottom. These numbers are necessary for identifying your bank account to send or receive payments. Yes, companies that request a copy of a voided check need to verify your bank’s routing number and your account https://www.bookstime.com/ number. If you don’t have a checkbook, you may be able to use your bank’s online bill pay service to send a small payment to yourself. Often, a direct deposit authorization form is the first part of the process when getting set up with direct deposit through an employer or for other types of payments. You may also need to send a voided check if you need to sell up automatic bill payments or regular investment contributions.

• Make sure the bank routing number and your account number on the bottom of the check are still readable, as well as the name and address of the bank .
• You may have other alternatives, such as sending a copy of a check that has already cleared your bank.
• Be careful not to write over the numbers at the bottom of the check.
• Bank online banking to verify your direct deposits are being deposited correctly.
• A typo in either the routing number or the account number might cause payment delays and additional charges.
• A check is considered unusable if Costpoint has never recognized it as a check and the unused check will never be used in the future.

77% of retail CFD accounts lose money.Plus500 stands during volatile times to offer the best possible trading experience under all market conditions. Usually, you’ll be able to print a cheque directly to form a PDF which allows you to email it directly to the recipient without ever having to touch a physical cheque. Banks voided check are not responsible for the accuracy of any content provided by author or contributor. Chime does not provide financial, legal, or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for financial, legal or accounting advice.

What Can I Use Instead of a Voided Check?

If you’ve never set up direct deposit before, it can be intimidating. When a shareholder’s direct deposit information is outdated, the bank rejects payments transmitted to his or her account. This can delay payment to the shareholder by up to ten business days, during which time no interest is earned.

As proof of your account details, they may accept a bank letter or a voided preprinted deposit slip, for example. In rare situations, a preprinted deposit slip might be used to validate your financial details. The information on a preprinted deposit slip is the same as that on a voided check, including your name, routing number, and account number. In many cases, a voided check will be the easiest way to authorize direct deposits or auto-pay. But if you don’t have a supply of paper checks or you don’t want to sacrifice one to be voided, you’ll have to figure out an alternative. Some companies may require a voided check to set up direct deposit, while others may be able to work with you to find other alternatives. The main goal is to ensure your paychecks are going to the correct account.

How Do I Get a Voided Check for Direct Deposit?

A voided check still shows information about you and your bank account. It will likely have your name, address, bank name, account number, and routing number. If someone has your voided check, they will be able to see and use all of this information. If you want to get rid of a voided check, the safest method is to shred it. If you don’t have a paper shredder, you can use scissors to cut up the check. Make sure you cut directly through your name, account number, signature, and other important details.